See where your cash goes, and which cards could leave you with more of it.

What it does

What we are building. Features arrive in stages; the first release will not include all of them.

• Cards in one place

  Due dates and utilization for each card, without managing them by memory.

• Bills before they land

  Upcoming bills and recurring charges in a single 30-day forward view.

• Card comparison from your spending

  An estimated annual value for a candidate card against your current cards, computed from 12 months of your own transactions, with the calculation shown.

• Ask Benjamin (coming)

  Questions about your own money, answered from your computed data and limited to personal finance. Not live yet.

How it works

1. Connect accounts securely

   You link your bank and card accounts through Plaid.

2. Benjamin computes from your data

   Card comparisons and projections are computed by rules and tested code from your own data, not guessed.

3. You decide

   When a different card looks better, you apply on the issuer's own page. Benjamin never moves money or applies for anything for you.

Trust and privacy

• Read-only access

  Benjamin connects through Plaid with read-only access. It never moves money.

• No sale of personal data

  We do not sell your personal information. Our Privacy Policy will set this out before launch.

• Delete your account any time

  Your data is deleted within one month, as explained on the delete-account page.